For qualified Black Americans, Federal Reserve to allow a one-time interest free loan for home ownership. The Fed to ensure Banks and institutions it oversees comply with Bank Lending Reform. Fed to adopt Modern Monetary Theory with goal of Full Employment and avoidance of Actual Inflation. Federal and State pension funds control over a trillion dollars. They must allocate 13.4% of their investments into Black owned enterprises and businesses. Venture Capital and Private Equity funds that take money public entities must invest 13.4% of their total funds in Black owned businesses.